Up until three years ago we as a family, were honestly quite blasé about our insurance overall.
Whether it was home, car, contents, health etc., we generally went with the cheapest deal, not giving much thought to the cover that came with it. I guess somewhere deep down inside, we thought we were made of iron.
That was until someone virtually parked in the boot of my other half’s car and our lives took a very different path as we discovered that not only the car but his spine were a lot more fragile than we could have ever believed.
The world of insurance cover and its importance took on a major role in our lives. Thankfully for us, it has all worked out well, but it could have been a very different story.
I am, by nature, a frugal person. No, that does not mean cheap, it means I’m sensible with my money, which with three kids has become even more important over the years.
Like everyone else we have being going down the long slippery slope of things costing more, while less money comes in, so finally, I’m starting to look pretty smart and not so stingy.
I will not and I really mean will not pay more than I have to for anything.
I will compare home insurance, I will compare car insurance, I will compare health insurance, I will compare the cost of nappies from one supermarket to the next, I check a web site that tells me the station with the cheapest petrol in my locality. I subscribe to web sites that email me special offers. If I can find a household necessity on special offer, my personal favourite being buy 1 get 1 free, I will stock up on it substantially. In fact, recently a baby wipe manufacturer had a buy 1 get 2 free offer and I actually got dizzy with joy whilst almost forgetting to put my kids in the car in my haste to get to where they were on sale.
I will give my business to whoever gives me the best product or service for the best price.
It’s the right thing to do people!
So join me in my frugality, maybe we can start our own movement, you know you wanna.
* This is a sponsored post *